
Josh Villareal is feeling himself in this pic. I bet if he felt himself anymore, he’d be arrested for public indecency.
Besides wearing jean jackets at the beach and making sure every hair is perfect, the seven-year Navy vet invests in real estate and teaches others how to do the same.
Want his exact playbook for locking down your first (or next) cash-flowing rental property in 90 days or less?
“Hell yeah, gimme that pudding!” you say?
Cool, here’s my Simple Wealth Academy review.
At 14, Josh’s parents were forced to return to the Philippines with his brother and sister, leaving him behind with nothing but the clothes on his back.
He couch surfed between his two aunts’ and his grandma’s place – basically, whoever could feed him that week.
Meanwhile, back in the Philippines, his dad busted his ass 14 hours a day just to make $5.
Josh channeled his inner Uma Thurman in Kill Bill, ready to go on a relentless rampage to provide for his family.
He joined the U.S. Navy at 17, made it through boot camp, only to realize: yeah, $1,200 a month wasn’t gonna cut it.
So he tried side hustles and started several businesses, but each one flopped.
He thought about giving up more times than he could count, but he kept pushing forward.
Then, in 2020, he leveraged his VA loan and OPM (other people’s money) to buy his first property. That deal landed him a $96,000 check, allowing Josh to retire from the military and start enjoying passive income.
He kept living below his means for years afterward, sleeping on air mattresses and house hacking with a bunch of roommates, even when he was already a real estate millionaire on paper.
He reinvested in himself, leveled up, and continued to expand his portfolio.
Today, Josh owns 14 units and is supposedly building 49 more, worth around $20 million.
But most importantly, after 11 long years of separation and sacrifice, he was finally able to bring his parents back home.
Good for Josh, right?
What’s any of this gotta do with you?

Obviously, he wants you to buy his mentoring program.
Simple Wealth Real Estate, as he calls it, has already helped hundreds of service members kickstart their real estate journeys, racking up over $1 billion in combined property deals along the way.
Wait. A billi, bro?
My ex told me he used to get a half-chub before showering with the boys after high school basketball games – you know, just to make it look a little bigger.
Wonder if Josh is doing the same thing with these numbers.
Or maybe I’m just being a hater.
He shares the following success stories – judge for yourself.
- Ricardo, a 20-year-old on active duty, snagged a property in Texas that’s now cash-flowing him $36,000 a year.
- JJ, a fellow Navy veteran, pocketed $140,000 on his very first deal.
- Fernando went from zero to 34 units without putting in a dime of his own money.
The beautiful thing about rentals, Josh explains, is you do the work once and get paid forever and ever, amen.
Speaking of which, how is Randy Travis doing these days?
Didn’t he kind of go off the rails for a while there?
Either way, Josh’s system boils down to three simple steps:
- Fund properties with little to no money out of pocket, using 0% down VA loans, DSCR loans, and OPM.
- Maximize cash flow with a coliving strategy, renting by the room to squeeze more income out of each property.
- Define your buy box, then hunt down properties that fit the bill and make ideal coliving spaces.
Josh crowns Simple Wealth Academy the number one course for military members wanting to create generational wealth through real estate.
No mention of cost.
I do think coliving sounds like a smart move when it comes to traditional real estate.
But honestly?
Investing in real estate in the age of ecom, crypto, and AI feels a bit like starting a MySpace page, does it not?